The Investing Engine for Modern Banks

We turn banks into
investment powerhouses.

Bakksy delivers end-to-end retail investing products that banks and fintechs launch in months, not years. You define the market. We build the engine.

Talk to us → How we deliver ↓

Built on 15+ years of fintech experience — including Revolut, Amaiz, Orca, Simple, Parimatch, Rozetka.

The shift

Retail investing is the next decade of bank revenue. Most banks are about to miss it.

Three years of in-house development. Fragmented vendors. IT bottlenecks. Regulatory friction. By the time the product ships, the market has already moved.

Bakksy was built to close that gap. You don't get software — you get a production-ready investment product, a team to operate it, and exclusivity in your market. Closer to an M&A deal than a vendor contract.

The window is open. But every path to it has a cost.

01
The cost
Build in-house

18+ months of roadmap displacement.

Your core banking backlog doesn't pause for new verticals.

$1.5M+ before the first user opens the app.

02
The trap
Buy a white label

Vendor lock-in from day one.

No customization. No compliance depth.

They deliver code — not results.

03
The gap
Hire outsourcing

No product expertise.

No regulatory knowledge.

No accountability after go-live.

Every month you wait, Revolut, eToro, and local neobrokers go deeper into your customer base.

Two paths

Two ways to build an investment product.

Platform as a Service
You build it.
We power it.
Go-live in 3 months
Your product on top of our infrastructure
API-first, modular architecture
Full control over UX and product decisions
Scalable and customizable
Requires internal team and time
Investing as a Service
We build it.
You own it.
Go-live in 6 months
Fully ready investment business under your brand
iOS & Android apps included
Brokerage & fintech infrastructure
Operational setup and compliance
Go-to-market and growth support
Dedicated team working on your product
Tools.
Platform as a Service
Business.
Investing as a Service
The real work

Anyone can build the app.
We build the business around it.

82%
of the work happens
outside development.
Fit

Built for institutions that think in platforms, not features.

Bakksy is for banks, neobanks, and financial institutions where investing isn't a side feature, but a core growth engine. We work best with partners that:

→ Need to launch in months, not years
→ Demand production-ready, not experimental
→ Treat compliance, security, and scalability as non-negotiable
→ Want to grow revenue per client through investing
→ Are looking for a strategic product partner, not a vendor
"
You don't get a tool. You get a ready-made product, a team, and exclusivity in your market — like an M&A deal.
— The Bakksy model
Outcomes

What changes when Bakksy goes live.

App Store
Google Play
Your Investment App
A product your customers open daily
Curated collections, real-time portfolio, referral mechanics — UX built to compete with the best fintechs and neobanks in your market.
Higher profitability
A new revenue vertical that compounds with every active client.
Faster product velocity
3–6 mo
From kickoff to live product. Not years.
Stronger market position
Stop chasing fintechs. Set the trends in your market.
Deeper customer LTV
Higher penetration on existing clients. Acquisition leverage on new ones.
Defence against fintechs and neobanks
Local neobrokers and global fintechs are already inside your customer base.
Every day without an investment product is a day they deepen that relationship. Bakksy gives you the product to compete — and win — on your own turf.
Process

From decision to live product in three steps.

01
Strategy & Scope
We map your market, your clients, your regulatory perimeter, and your competitive position. You leave the kickoff with a defined go-to-market plan and a forecasted P&L.
02
Build & Integrate
We deploy the platform, configure modules to your market, and integrate with your core banking. Your IT team supervises. We do the heavy lifting.
03
Launch & Grow
We ship the product, train your operations team, and stay engaged for product evolution, optimisation, and scale into adjacent markets.
∞
04
Ongoing partnership
We don't disappear after delivery. We grow with you — through product evolution, new markets, and the next decade of revenue.
Who we are

15+ years building the products you compete with.

We've shipped retail investing, neobanking, and financial products at Revolut, Orca, Amaiz, Simple, Parimatch, and Rozetka across the EU, UK, Ukraine, Indonesia, Taiwan, and Australia. We know what works in mature markets, what works in emerging ones, and where banks lose two years on the wrong assumptions.

🇪🇺 EU 🇬🇧 UK 🇺🇦 Ukraine 🇮🇩 Indonesia 🇹🇼 Taiwan 🇦🇺 Australia
"
We don't sell software. We launch business verticals.
Denis Gulagin
CEO & Founder, Bakksy
Differentiators

Why this isn't another fintech vendor.

Ready-to-use product
A tested, production-ready solution — not a roadmap.
Predictable model
Transparent terms, fixed budgets, clear ownership of every workstream.
Infrastructure included
Full technical and operational foundation. No assembly required.
Exclusivity
Limited engagement with competitors within your segment or market.
Continuous development
Ongoing improvements and feature additions tuned to your business.
Long-term partnership
A clearly defined, multi-year collaboration horizon — not a one-off project.
Comparison

We are not a white label. We are not a software vendor.

We're responsible for the business result — not just the code delivery.

Capability Bakksy IaaS IB White Label In-house Outsourcing
Modify the product ✓ ✕ ✓ ~
No vendor lock-in ✓ ✕ ✓ ~
Modern, scalable tech ✓ ✕ ~ ~
Compliance included ✓ ~ ✕ ✕
Time to market 3–6 mo 6–9 mo 18+ mo 18+ mo
Accountable for results ✓ ✕ — ✕
Questions

Answers to what you're thinking right now.

Neither. We deliver a fully built product, the team to run it, and exclusivity in your market — closer to an M&A deal than a vendor contract.
Platform as a Service goes live in 3 months. Investing as a Service in 6 months — including brokerage infrastructure.
Yes. Regulatory readiness is built into both delivery models. We've shipped in the EU, UK, Indonesia, Taiwan, Ukraine, and Australia.
Within your defined segment or market, we limit engagements with your direct competitors for the duration of the partnership.
Our team leads it. Your IT team supervises and approves. Most integrations are completed within the build phase.
Predictable: transparent terms, fixed budgets per phase, clearly defined ownership. We can also structure on a revenue-share basis for IaaS deals.
Banks, neobanks, and financial institutions that want investing as a core growth engine — not a side project.
Both, by design. Startup mindset, enterprise delivery. We move fast, but everything we ship is production-grade.

Your customers are ready to invest.
Are you?

Let's spend 30 minutes to estimate the revenue potential from your existing customer base.

Book a call with Denis →
No pitch deck. No sales pressure. Just numbers specific to your bank.